Savings Rates
Shares and Share Drafts |
Dividend Rate |
APY* |
Share Savings |
0.05 |
0.05% |
Club Accounts (up to $5,000.00) |
0.50 |
0.50% |
IRA and ESA Shares |
0.10 |
0.10% |
Share Draft |
0.05 |
0.05% |
Money Market |
0.10 |
0.10% |
Certificates ($500 minimum) |
Dividend Rate |
APY* |
3 Month |
0.15 |
0.15% |
6 Month |
0.30 |
0.30% |
6 Month Youth Saver** |
0.50 |
0.50% |
12 Month |
0.50 |
0.50% |
18 month |
0.55 |
0.55% |
24 Month |
0.58 |
0.58% |
36 Month |
0.60 |
0.60% |
48 Month |
0.65 |
0.65% |
60 Month |
0.70 |
0.70% |
*Annual Percentage Yield. Rates subject to change. Call for current rates.
**$100 minimum deposit, $2,500 limit. Member can add to certificate up to $2,500 balance.
Loan Rates
HOME LOANS | |||
Loan Type |
Max. Loan To Value |
Maximum Term |
APR as low as |
1st Mortgage (Fixed Rate) |
85% |
180 months |
4.50% |
1st Mortgage (5 year balloon) |
85% |
360 months |
5.00% |
Home Equity Line of Credit |
85% |
120 month draw; 240 months |
4.00% |
Home Equity Fixed Term |
85% |
180 months |
5.10% |
Mobile Home on Real Estate |
90% |
180 months |
6.50% |
Recreational Property & Land (5 year balloon) |
80% |
180 months |
7.75% |
VEHICLE LOANS | |||
Loan Type |
Max. Loan To Value |
Terms |
APR as low as |
New and Used Autos |
120% |
36-84 months |
3.35% |
New and Used Boats |
120% |
60-180 months |
4.25% |
New and Used Motor Homes |
120% |
60-180 months |
5.35% |
ATVs, Jet Skis, Motorcycles, Snowmobiles |
120% |
24-60 months |
4.25% |
Other Secured Loans (collateral>10 years old) |
100% |
60 months |
5.50% |
CONSUMER LOANS | |||
Loan Type |
Max. Credit Limit |
Maximum Term |
APR* as low as |
Visa Platinum Rewards Credit Card |
$15,000 |
Revolving |
WSJ Prime + 5.65% |
Signature Loan |
$15,000 |
48 months |
8.99% |
Hi-Line Line of Credit |
$15,000 |
Revolving |
9.99% |
Share-Secured |
Loan balance plus two payments |
N/A |
2% above share rate |
*Annual Percentage Rates accurate as of 04/22/2022 and are subject to change without notice. Actual rates may vary based on term and your credit qualifications. Certain conditions and restrictions apply.
Call for details and current rates. Sitka (907) 747-6261, Petersburg (907) 772-2900.