Current Rates

accurate as of 11/02/2021

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Current Rates

accurate as of 09/01/2021

Savings Rates

Shares and Share Drafts

Dividend Rate

APY*

Share Savings

0.05

0.05%

Club Accounts (up to $5,000.00)

0.50

0.50%

IRA and ESA Shares

0.10

0.10%

Share Draft

0.05

0.05%

Money Market

0.10

0.10%

Certificates ($500 minimum)

Dividend Rate

APY*

3 Month

0.15

0.15%

6 Month

0.30

0.30%

6 Month Youth Saver**

0.50

0.50%

12 Month

0.50

0.50%

18 month

0.55

0.55%

24 Month

0.58

0.58%

36 Month

0.60

0.60%

48 Month

0.65

0.65%

60 Month

0.70

0.70%

*Annual Percentage Yield. Rates subject to change. Call for current rates.
**$100 minimum deposit, $2,500 limit. Member can add to certificate up to $2,500 balance.

Loan Rates

HOME LOANS

Loan Type

Max. Loan To Value

Maximum Term

APR as low as

1st Mortgage (Fixed Rate)

85%

120 - 180 months

2.15%

1st Mortgage (5 year balloon)

85%

360 months

4.00%

Home Equity Line of Credit

85%

120 month draw; 240 months

5.49%

Home Equity Fixed Term

85%

180 months

5.00%

Mobile Home on Real Estate (5 year balloon)

85%

360 months

4.00%

Recreational Property & Land (5 year balloon)

80%

60 - 180 months

6.49%

VEHICLE LOANS

Loan Type

Max. Loan To Value

Terms

APR as low as

New & Used Autos

120%

36-84 months

2.63%

New & Used Boats

120%

60-180 months

4.25%

New & Used Motor Homes

120%

60-180 months

5.48%

ATVs, Jet Skis, Motorcycles, Snowmobiles

120%

24-60 months

3.63%

Other Secured Loans (collateral>10 years old)

100%

60 months

5.45%

CONSUMER LOANS

Loan Type

Max. Credit Limit

Maximum Term

APR* as low as

Visa Platinum Rewards Credit Card

$15,000

Revolving

WSJ Prime + 5.65%

Signature Loan

$15,000

48 months

8.99%

Hi-Line Line of Credit

$15,000

Revolving

9.99%

Share-Secured

Loan balance plus two payments

N/A

2% above share rate

*Annual Percentage Rates accurate as of 09/01/2021 and subject to change without notice. Actual rates may vary based on term and your credit qualifications. Certain conditions and restrictions apply.
Call for details and current rates. Sitka (907) 747-6261, Petersburg (907) 772-2900.